Best way to fix this feeling is convert 99%+ of ur paycheck immediately. Never have fomo cuz ur always essentially maxed out. 

 Living on 1% of your paycheck is not practical for most including myself 🤣 

 I'm guessing you dont have access to fold/Strike then 

 https://use.foldapp.com/r/CR3TVRMA https://i.nostr.build/w4xblB0mNyEoGv2Y.jpg  

 If ur not leveraging Fold in the year of our Lord 2024, ur doing it wrong frankly 🫡