First "iT wOn'T sCaLe" is more BCH/BSV retard fud.  It will scale for a hell of a long time before any further scale is required.  We are nowhere near "hYpeRbiTcOiNiZatiON" and we will not be for a very very long time. 

Second eCash is for small amounts, I DGAF that I could lose a few hundred bucks at most and frankly with tech like ARK coming you are talking may be 48 hours of even that risk.

And once again like so many, when your bullshit is corrected you are changing the debate.  

What the fuck is it with people's need for logical fallacy when they are losing a debate, lose and learn go together.  

The discussion here was not about risk of loss it was simply is L2 and L3 fractional reserve?

The answer to that is either, 

1. No, full stop.  No explanation needed.

2.  Yes, meaning you don't know either what fractional reserve is or you don't know shit about how L2 and L3 work, take your pick.  Either way you are wrong.

Fractional reserve is about LENDING MONEY INTO EXISTENCE.  Not that you trust a third party.  There are many ways to trust without lending and without inflation.  

How about you either show me how L2/L3 inflates available sats or you admit you are full of shit?

Otherwise let's lay some money on this.  🤷 

I mean just stop with the red hearing bullshit here.   We stated out talking about fractional reserve and ended up discussing trust and scaling.  Typical shitcoiner 🐂 💩.  

I just smell a stack of Dodge or BSV on you.  😂