Around me there is people which are buying Bitcoin and be amazed because their portfolio gain in value, they understand pretty nothing about Bitcoin, crypto, CBDC, Monero. Using Bitcoin as everyday money is a bad idea, there is no privacy on the base layer, which is making every Layer up useless because it's the entry and exit point. KYC on-chain is coming, we need something where transactions on base layer is anonymous, then we can add Layer 2,3,4 etc etc 😃  

 that’s BS 

 The good news is with Bitcoin we'll already be more poised than before to not allow such overreach. They won't be able to enforce kyc well as they'll just drive black markets.

I like Monero for the tool it is but think it unnecessary for everyday spending. Nobody will be doing everyday spending on the base layer. Nobody even does that now. Other layers have already proven useful for relative privacy when needed. 

 "They won't be able to enforce kyc"

Are you sure ?

The vast majority own Bitcoin for fiat gain, 99% of Bitcoiners don't care about privacy or freedom ^^

Future will tell, I hope you have right anyway 

 Seems unlikely to ever happen with monero or Bitcoin 

or at least
with non-custodial, censorship resistant bitcoin  

 There is no point in paying with spy money when you are on camera 

 paying with spy money means they have to access the camera and look at the data

youre just saying
"everything is already surveilled so seeking privacy is pointless"

avoiding easily traced on-chain payments is obviously preferable  

 Keep in mind the low liquidity of KYC-free coin. There is simply not enough to pay for everything with it. I believe that over time the market will mix up the coin for it to not matter. Cashu and the like will create gaps in traceability, but at the moment, I’d just not spend whatever undoxxed coin you still have. Their value is above market 

 All my utxos have CJ history
and i havent sent any since Whirlpool went off line
except the change I have in LN

but over the long term i dont think thats correct.
without good privacy tools the number of non-KYCed UTXOS only decreases 
So the anonset gets smaller and smaller and they get harder and harder to use because nobody will accept them.

theres probably a sweet spot before that point where they are valuable above market price
but on a long enough timeline they are likely worthless. 

 Exchanges might say no to the coin, but I don’t think that people care. It’s still number-go-up bitcoin. Just that some database still remembers a story about them for a while. 

 if Bitcoin is a successful threat to the bankers that run the world,
self-sovereign use will be highly discouraged.

and it wont be "just some database remembers a story"
it will be the entire chain is mapped and a score assigned to each utxo. it will be extremely difficult to use poorly regarded utxos.

or you can just use "BtcBucks™ Backed by Bitcoin!"
and have a nice user experience with something accepted everywhere.
and 99% of people will do that and so much for privacy.

(btw it isn't "remembers a story about them for a while." its forever for all intents and purposes) 

 CBDCs will be the BtcBucks™ with variable rates of exposure to bitcoin