You’ve just elevated the discussion to self-actualization! 

I like your take on determinism vs. free will… Indeed it is noble and fulfilling to surrender to something higher than oneself. In contrast, being knocked about in life without agency is, IMO, one of the worst things ever.

I personally feel a sense of security when I have a clear goal in mind, and I work towards it consistently. It’s a form of surrender yet it also guides my choices so that I’m not “gallivanting” (nod to my pops for the expression) aimlessly.