💵💵💵💻💻 Fractional reserve banking versus Full reserve banking

Fractional reserve banking = you don’t need to spend any energy to create value

Full reserve banking = you need to spend a lot of energy to create value.

Fractional reserve banking ==> you can create value without spending energy and you can steal all the time people put into creating real stuff.

Full reserve banking ==> you need to spend a lot of energy and you cannot steal people’s time they put in creating real stuff.

It is about stealing your time. It is not about fiat currency.

The fiat currency is just a sleight of hands and sleight of words to disguise what is really happening.


If I can create fiat currency out if thin air and it took you 365 days to build your house, I can steal your 365 days of work. I can steal your TIME.

Time is all you got. Time is the ultimate value. 

 I totally agree