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 Ahhh gotcha. 

The cold card is a little too pricey at the moment. Also, because I’m so tech illiterate I want to try out multiple wallets. 

I’m also too paranoid to keep everything in one place 
 More power to you for wanting to learn and to try out different options!

In general it's a good idea to secure your Bitcoin as if it was worth at least 10 times more than it currently is, maybe with this in mind, a ColdCard doesn't seem as expensive proportionately?

If not, you might be better served buying an additional ~$60 in Bitcoin versus getting a Jade and instead continue your learning with a few software wallets. Blue Wallet on Android is top of class, and will let you get comfortable with multi-sig. Sparrow wallet on desktop is another excellent option to learn with. Making a new wallet in blue wallet and importing the watch-only XPUB into Sparrow and crafting a transaction there then signing it with blue wallet is a pretty great way to learn about PSBTs and signing with a device other than the one that creates the transaction.

I understand why the trade-off is made, but don't like the keyserver model to get around the fact that the Jade hardware does not have a secure element.

Possibly an unpopular opinion, but staking sats & getting comfortable with the mechanics of how Bitcoin works is probably more important long term than getting a hardware wallet right off the bat. 
 Thank you for the suggestions. I’ve got sparrow wallet, haven’t played around with it much though. 

I’ve got lots of learning to do!