You're not wrong in the context of fiat gains. Your framing makes it obvious your mindset, "make money" vs "lose money", but some of us, while we want our holdings to beat out inflation and benefit from the temporal arbitrage of being an early adopter, actually want to adopt a new form of money that gives us more freedom. That is the priority for us. It used to be a priority for bitcoiners too, nowadays your mindset is more common. So, of your criteria is "makes me fiat by sitting on it", Monero is a shitcoin. But if your criteria is "peer to peer digital cash", which is our criteria, bitcoin is failing in this regard and Monero is not.