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 Can someone please explain to me the differences between Zeus and Phoenix for this type of scenario? Or do I have a flaw in my thinking?

And is my Zeus "node in my phone" online 247 such that I can get zapped? 
 Phoenix doesn't have lightning addresses and the LSP is run by acinq in france 
 Zeus gives you a little more control, by allowing you to create channels and connect to any LSP - This allows you to setup the amount of liquidity you want within that channel. It's online 24/7 (there's an option to fully run in the background, or "catch-up" when it opens. Payments are always received, just the LNAddress payments need to be redeemed by opening the app).

Phoenix to my knowledge connects solely to ACINQ as an LSP.