I am no bitcoin lord, only a simple pleb. Long term Citadel 13 will have a handful of like mined individuals producing goods that are shipped into North America, with access to the Detroit River. 

Short term, gotta empower those Ladies in the developing world build their empires and fuel their dreams.

As for mortgages, what wil happen is you will put up bitcoin as collateral. We will hold your bitcoin in a multisig kinda like a lighting . As long as you pay you minimum its all good. You don’t pay, cool. keep the house i just move your bitcoin and move on.