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 It isnt usable or you dont know how to use it? 

 
 I think using it not hard, but reality is I still need to be able to on/off ram for fiat to live. Monero is not the option. 

Correct me.  
 You can do it easy with haveno-reto, its a fork from bisq, pure P2P trading 👌

https://haveno-reto.com/ 
 Its not pure p2p trading since it has a middleman. Simple as that. Arbitrator is also a middleman and profits on each transaction. Haveno is just like LocalMonero but more censorship-resistant and it takes a lot of time to learn. It also very centralized since you can't take a trade from any other haveno instance, bc every instance is isolated. You could argue its decentralized in its very centralized network, that is controlled by a very small group.