The more solutions along the on-chain to on-the-exchange spectrum the higher probability that one can find the right risk/efficiency bin that suits their use case. 

The fewer bins, the more value goes in to the wrong bin, with a variety of negative down stream effects… 

 Interesting thought but I believe more options are always better than not 

 Fair enough! I will take it half back, then - will dive deeper into the protocol and see what it’s all about 😉