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 swipe up to send, swipe down to receive. 
 I prefer swipe right to send and swipe left to receive. 
Swipe up to see all transactions and swipe down to get settings and tools... 🙂 
We'll see how it feels in actual usage. 
 Solution: Toggle to flip controls. Everybody wins x3 
 I think with control that flips navigation like this it's actually ... everybody loses 😄  
 Why do you prefer swipe up to send? The send screen still needs to show QR scanner and confirmation button.  
 Swipe up = from inside to out = from me to the person infront of me.
Swipe down = out to in = the person infront of me to me.

To right / To left would be transactions/settings for either sides (most apps have have the burger menu at left or right, some with a swipe to right or left to view it. ex: amythest).

The send screen would open up the camera immediately at full screen, however, at the bottom of the screen there'd be a field with a button to add an address (both option options active on the same screen). saves a tap or two with this design I'd imagine.
If the user scans, or inputs an addresses, it switches to amount + confirmation screen to send.

NFC scan is always on while the app is on or running in the background, so that's a direct to confirmation screen.

Swipe down would show QR + copy address + field for custom amount with a button to re-generate QR with that amount + copy invoice button. 
 I think we definitely agree on the other views, just not on the swiping directions. 😄 
E.g. Send view looks like this... pasting of address is a Paste button directly. 
https://m.primal.net/KfxT.png  
 The battle of the swipes has officially begun xD