This is the most reasonable thing to predict in the future imo. There might be a way to reduce some of the rug risk by creating a multisig setup similar to the liquid setup. The keys for your lightning wallet could be held by strike, coinkite, and mempool as an example. Unlikely that all of them would collude together to rug you.
Liquid is something I still need to look into, I've been gun shy after lightning losses.
Liquid is great. Once I move funds into liquid, I feel no anxiety. I don’t worry about fees or liquidity issues. The only thing is that it’s a little expensive to peg out but it’s totally worth it and still cheaper than lightning.
What are the best wallets for liquid?
I’ve only used green wallet but I heard a lot of great things about aqua.
I have them both installed, I'll more then likely go with Green, at least until Aqua is out of beta.
Green also has an option to use tor but it’s super slow and gets stuck a lot.
Aqua is for ease of use, let’s say Apple users.
Green is for power users