What is ACH? 

 Automated Clearing House, I believe? Banking stuffs. 

 I get 1% in sats on my visa up here. This program sounds horrible 

 They've changed a lot. Rewards used to be more solid. They are including purchases for gift cards, BTC and regular "non boosted" merchants. The old bill pay with them was great. Now meh. I do better using my regular and company cards to get Amazon cards and go p2p. 


Speaking of.....anyone need some Amazon gift cards for some sats  

 The new middleman would like you to know they’re not the old middleman. 1.5% 🫣 

 fold is the craziest, dumbest thing ever imo.  just use a normal credit card, get the rewards, and buy says p2p outside of this gimmick pit. 

 I used Fold for a couple years. It was great! I haven't used them in a year though. The rewards just aren't as good. 

 I do that as well 

 I use Fold every day. IMHO It’s great. 

 probably not hard for a lot of ppl actually. not the majority but a whole lot of ppl do live like this. I see it every day in my industry.  I have a client that pays 18k a quarter just in property tax alone. 

 I'm just a pleb. 

 me too, there are a shit load of very wealthy ppl tho.  

 So if you have less than $2500 in bills you are only getting .25 percent back? 

 The money has to be coming from fold + members, right? 

 Yes. 

 No thanks 

 Lol, you also only get the 1.5 on the first $2500, the next $17500+ only earns the 0.25% base rate. 

 Ugh. It's just not good.