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 @cbebc6e3 UPDATE - Square, Cash app, and Apple Pay all have confirmed outages.  No confirmed outages from Visa or MasterCard but, given Square having issues and being a major payment processor, that could be contributing.

No major data center outages at AWS, Azure, Oracle, or IBM from what I can see.

So my guess is these three providers are linked, likely through a common bank or they all just use Square and it went down. 
 @cbebc6e3 

MORNING UPDATE

Well, the news FINALLY started reporting on this issue and I got a few details I didn't know yesterday.

1. Square and Cashapp have the same parent company called Block
2. Apple Pay DEPENDS on Square for functionality.

So, basically, one of the largest payment processors in the world went down and took out tens of thousands of people with them.

I'm willing to bet the wrong person changed a configuration file...  LOL