Are you running a business? Do you have skills you are selling? Do you plan ahead financially? If yes you care about stability, up or down either way.
I think businesses usually diversify their holdings regardless of what they use to transact right? But yeah I agree they would want to “cash out” a lot of crypto that they get. That’s why liquidity in the on/off ramps are essential. It’s the death knell of Monero sadly.