I’m with a credit union and as far as banks go it’s been pretty good. From a customer standpoint I have no problems. They’ve given me anything I’ve ever asked for and have great interest rates. Still don’t really keep any money there outside month to month operating expenses. Decades ago I used to bank with Bank of America and Wells Fargo before them and they were 100% the worst predatory places.

But yea I look forward to a bankless future. It’s coming slowly but surely. 

 I like Credit unions and I know they've really taken off in the US They had a heyday in the UK but they've slipped into abeyance since. Kinda sad really.