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 Why do people see something that works and think "it can't work forever"? 
 The "disposition effect"
That's how most people in finance leave money on the table. They will rather keep losers than keep the winner.

funny how the brain works😂 
 Pessimism I would imagine.

It could be a defensive too:
Assume that something wont work, and you won't be disappointed when it doesn't, but pleasantly surprised when it does. 
Many people approach their love life this way.