No, I'd live in a cardboard box on the street so I could put more in Bitcoin.  

 https://image.nostr.build/087adba28604948f8530196770ef70702f98c8fd44aa30db444e6bd58bb2ed2a.jpg 

 But anytime whenever  

 The pedophile in the gas station stall never gave me the BTC I .......worked for 

 mmm, it’s up there… if you think you can refinance (without cashing out) at a lower rate sooner rather than later, yeah maybe.

But 30% of monthly income… it gives me pause. 

 Comes with;
Space to put the RV.
Almost 2 acres 
1/4 acre of raspberry and black raspberry bushes
Only one in the household would need to work to pay mortgage, utilities, and buy Raman. Lol

The bad is the monthly payment and some sagging floors. 🤔
 

 Keep in mind that insurance and property taxes will creep up as time goes by.

Don’t know the interest rate they’re offering, but I would jump at any opportunity to refinance it at a significant lower rate (7% -> 5%) 

 Saves on rent, so yeah 

 Damn mortgage payments arent even 1000? Wtf 

 I paid off half my home when I bought it, only $720 a month 

 Yes.  

 Yes, if the place has value.
Like close to my job
Close my family
 

 30% seems high, but if the location works maybe. Depends on other expenses... 

 Where can you rent for less $1200 and make $4000 

 Depends how much BTC you have to forego on down payment  

 Not if the state would know where I reside 

 save up for a down payment that brings it closer to 1k (1/4) income. also gotta factor in that interest rate 

 If that's $4000 of take home pay, then yeah I'd be comfortable there. 

 If it’s 4000$ net.
If it’s 1200$ for X years.
If I work for myself.
If… 

 The $4000/mo, is me and my g/f working full time....
😔 

 Ask yourself these 2 questions :
Is there a better alternative ?
Am I ready to commit” for 20~25~30 years ? 

 The other alternative is simply watch my grandparents hard work go out the window so my dad can get out of debt from his new car and house updates he didn't actually need. 

 Ouch !
Obviously I don’t have the full story and it seems quite complicated.
Usually, the loan should be no more than 1/3 of your income.