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roya ୨୧ | 3 days ago (raw) | root | parent | reply | flag +2 
 awful system, my credit score was ruined because of medical debt. i don’t have a credit card and only use cash. i can’t even get a credit card because of all the medical debt.
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Susiebdds | 3 days ago (raw) | root | parent | reply | flag +1 
 😔 And you can’t raise your credit score without credit cards. Awful.
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roya ୨୧ | 3 days ago (raw) | root | parent | reply | flag 
 :( i know, luckily my parents have had their house paid off since 2010, and have promised to hand it down to me when they move back to iran. if it wasn’t for that, i would have zero chance to own a home and be forced into rent slavery.