Even the most loyal holders have life situations in which you are forced to hand over or spend what you have saved. People have always hated to part for example with gold, but they still spent/exchange it on what they needed. Speculation on bitcoin valuation in dollars - buy cheap, sell expensive - this is another area of ​​asset use. If you save and in some way spend prior on your family needs and health, then this is exactly what bitcoin/money is needed for. But it's not about the selling price, feel me? 

 Depends on what you are going to do with your bitcoin, will you use it as collateral, in DeFi products, or just hold it. In my opinion, in the case of #HODL, you need to focus on open source solutions, hardware wallets and use multi-signatures. The main thing is to securely store your keys offline and not tell anyone how much bitcoin you have. 

 But we’re talking about a lightning wallet, its use is not for any of that. 

 Who said we are talking about LN wallets? You asked about long-term storage, I answered. In case of lightning look towards self-custody wallets like  @ZEUS and Phoenix 

 No, that was a response to another note. 

 What note? 

 I actually signed up for phoenix but don’t understand the app. It never gave the correct address format to recieve. Have you used phoenix? 

 Yes. Phoenix does not support LN Address like bitcoin@nip05.social, but LN invoices it generate works well. Phoenix wallet also supports Bolt12 payments - these are invoices that do not expire, i.e. something like a bitcoin address. 

If you want to receive satoshis from Nostr users via #zaps, you can't use Phoenix. 

 Update: BOLT12 lightning addresses are compatible with Nostr profiles https://bolt12.org/ux-design#social-integration