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 Just tried to pay with Phoenix (21sats + 4 sat fee?? 4 sat??) 

Said error. 
 Weird. I had no trouble with Phoenix, and 4 sats was the estimated fee but the payment went through at 1 sat. The fee estimate is just an estimate until the route is attempted, and it’s often less.

Are you on the latest version? 
 Where do I find my LNurl in Phoenix?

Or should I just use WOS and transfer over when needed? 
 Yeah, Phoenix doesn’t have that capability. You’ll still need a wallet with a Lightning address for zaps. If you’re not in the US, WoS is an option, along with Alby and LN.tips.