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 Well, no risk no champagne. That's why I am saying don't play this game with big money. The risk is really limited. You give the exchange to hold just a little bit more than you immediatelly take back from them, so c'mon.
Roughly, you give them to hold btc worth 1200usd, and at once take 1000usd back from them and at once use it to pay the bills which you cannot avoid anyway. So you risk 200usd to avoid selling 1000usd worth of btc at the bottom. If you can't take such risks, I don't know how you go through life and even end up being a bitcoiner. 
 Let me be more clear.  Fuck you. Beat it. Keep your dumb ideas to yourself.  
Clear?
Fucking morons like you built FTX. 
 No mister. That is you who should stick to comedy, what you are really good at. When you ride a bicycle 5mins to a shop in your village with no traffic, do you wear a helmet? 
 Good you mentioned FTX. It actually was a great thing. Absolutelly necessary in the journey of bitcoin. You probably suppose it was something organic that happened naturally. Well, it is not immoral to suppose for oneself. Unwise, but not immoral.
FTX punished the ridiculous opportunists and gave an opportunity for normal people, other than wallstreet, to stack at prices below 30k. So I love FTX.
Having said that, I don't know much about the exchanges in US nowadays, but just in case, I would rather use any non US exchange, and even not any branch of anything in US. Basically, US is a warzone. Why risk anything inside of it, when the world is wide beyond it.