The first step for you to have a healthier financial life is: Renegotiate your debts. It seems boring to hear that all the time, right?! But this negative energy of when you are in debit with credit cards, banks and stores, consume you silently, while weakening you in not being able to embrace other opportunities. Sometimes things really get out of control. It’s normal. That’s called being alive in a totally unequal country! Phase is not the end. And you will overcome this bad weather, believe me. Start the change today!