I don't know man, think about some of us older millenials and boomers who have been working and saving in our RRSP's or you in the US with 401k that money is trapped, we can take it out without being cruesfield in taxes.  At least an ETF allows us to move that money to an area that is more useful than all these Fiat businesses.
In the same time we support the Bitcoin demand push through to the Fiat system.
As long as you keep your head down and keep stacking privately your real stack.
I don't see anything wrong with it.

Keep in mind some of us have families and large Fiat bills and Fiat jobs so moving to a Bitcoin standard isn't easy or practical!

All we can do is as you say
Stay humble and stack SAT's
Don't think it hurts to beat the Fiat system with their own game