I’m sorry for her loss. That shit will never see 20k again, and even if it did, she’d be scared to death and certain it was dead and never coming back. 

The ONLY reason she thinks it’s a “buy” at 20k is literally because it’s worth 3 times that right now. She will literally never buy bitcoin at 20k, whether it ever sees that price or not. If she would actually buy it at 20k after half a year of a complete price dump, she’d never have sold it now. 

 Some people just don’t get it 

 Clearly she didn’t have it in self custody. 

 Clearly she didn’t have a multisig (enabling you to at least think twice)