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 Those are definitely not fixed rate mortgages 
 Then a lot of people are getting rekt or in the process under these rates 
 Yeah, or central banks will lower rates soon and fuck over savers to bail out debtors.

At the end of the day all of this is a war between savers and debtors about who will eat the losses. 
 100% savers versus debtors and it forces everyone to jump into assets of any kind, what I am keen to see is how long they can keep it on the savers side due to to the fear of inflation which can drive a lot of unrest if its to fast and is not a controlled demolition of the currency