I totally get you.

Setting up Alby Hub was very simple though, and I don't pay anything. I just run it on the same 10 year old machine on which I run my BTC node. It doesn't seem to affect or take up resources significantly and I have one channel that doesn't represent any work (at least until now).

Opening that one channel was excessively expensive since it's just for the zaps here, and it was *not* something I would have done had I known better -- I blame their poor onboarding for it. But I think you're savvy enough to save yourself that type of problem. 

 I’ve run a node before. I intentionally choose not to right now because I know it’s overkill and too expensive for what I need. Most people are in my category. Not sure why people get offended about that lol 

 Me neither!

I decided to run my own node and now to set up Alby Hub because I'm a curious person and to impress my friends. But I totally know it's overkill too. 

 Some people also oversimplify self custody lightning into all or nothing, and it doesn’t need to be that. I use a mix of self custody “node in phone” wallets, liquid, and then custodial services are primarily for zaps. Each use case can have a different solution depending on the situation/need. It doesn’t have to be all or nothing.