Eh, it’s more nuanced than this. Even if you’re financially stable you can still have your score get fucked. And if you have an 800 score, you still can’t easily pull a loan the size needed to start a business, idk of banks doing personal loans of $100k+ to plebs. Some small businesses can be bootstrapped with a $20k loan, but new bitcoin businesses don’t seem to be that lightweight in capital requirements from what I can tell. If you don’t have a credit score above 700, you probably won’t even be able to get that $20k loan, or you will but at a rate where it’s not financially viable. Going to different levels of govts for small business loans, grants, projects, or similar incentives might be better, but opportunities are limited. Being a solo founder is extra difficult, that is its own funding problem. 

Simping makes sense, sometimes. 

You will like @jimmysong vs @themuzzman on the topic at #unconfiscatable 

https://youtu.be/BQuIY2skmlo?t=2505