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 I see many familiar names like e cash, I wonder why it took BTC that long and why BTC was truly accepted in 2008. 

Why not anything else and why not anything afterwards I.e. monero

Makes you wonder why



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 The financial crisis created a culture of distrust in the banking system. 

Monero, and privacy coins in general, don't really matter because most people don't use crypto as electronic cash, but a number go up digital collectible.