Before hard money I was struggling to find the best way to keep the value of my hard earned money. I was using index funds and real estate. I basically had to work to keep the monetary value of the money I already had worked for. 

 Before hard money there was no discipline. 
nostr:nevent1qqsrh3rcnzmtn8njj7tsnztmucgg2fnu6905vwyeq4ynm3x9lmmfh5qppemhxue69uhkummn9ekx7mp0qgsrugw9s7kq3vksypw6xqrv0eszl54r92nvh86tgwn4zustr2zmrlgrqsqqqqqpu0lgqs 

 nostr:nevent1qqsveey98694fauacll8e3g5vqqmy7s3yzmcnmzxaztqmmf27uns4cgpz4mhxue69uhkummnw3ezummcw3ezuer9wchsygpyk3vsp2f0h3zj0n8ewk75z6vgu3zvdexe7djv29vxvlc8wc3lugpsgqqqqqqsfaw6vz