Hey, all 

I know it seems easy to rag on Swan - and I agree with Matt's dystopia comment, obviously- but I can tell you as a new pleb who's trying to get her family on board that it's helpful to have bitcoin-only companies out there. Swan has a simple interface (KYC, I know... but simple) and they actively encourage self-custody. 

Also notice that it's not Swan itself that's anticipating the FinCEN regulation by cutting off connection to mixer wallets (assuming they're being honest in the letter).

And they tell customers exactly how to go around the new rule.