Routing fees can definitely be that much. It’s only 0 when they have a direct channel. I checked Blink because I assumed they have a direct channel with Blink. Companies can raise millions of dollars and they don’t have to tell everyone about it. 

 That's true, just don't see how that would make sense is all, I'd be much happier for them to take a small fee each time I make a payment then have to worry about a subscription.