For the credit card question I say I have been denided 3 time this year.
What question?
Did you want to sign up for our free credit card? It gives you points back on everything you buy
That's perfect, I'll actually say that next time. The grocery store in my community has the same people working every day. It'll give them something to chat about at lunch break.
I can tell you they are not prepared for that objection. My wife was horrified to hear me say it. Like I care if the walmart lady knows I dca everyday into ₿