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 @70356141 @134318c2 

And "full retirement" age is ratcheting up. Mine was a number between 66 and 67. DH is younger and looking at a bit older age. I don't recall the formula, but I think the benefit goes up 8% maybe for each year after full retirement up to age 70. And the benefit is based on highest earning years. There's lots of math. 

For me, I'm hanging in until 70, as my salary is going up which will increase the payments, assuming the program isn't gutted in the next few years. 
 @754d2f63 @70356141 @134318c2 

Yep, my date was 66yrs and 6mos, which I just reached. My job folded when covid hit and never came back (fortunately my husband still works,) leaving me to find contract work when I could. I decided to embrace my retirement and claim my benefits. Not like there are a lot of companies lining up to hire a woman in her 60s. I have my little book biz which may make me a bit of supplemental income.