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 Mining Centralization

Privacy Issues

Centralization of supply on coinbase

Rogue developers who care more about their useless project than protecting the protocol.

Too few node runners

What concerns you the most ? 
 Privacy.
no contest. 
 Yes 
 Fiat settled bitcoin contracts 
 Most will go their whole lives not understanding this, and who cares life on earth is meant to be a test on the individuals morality not on what they know. 
 Privacy, and an unmentioned one, self custody mobile wallet selection and diversity.
I have yet to see one single user friendly, technologically up to date, mobile wallet I can confidently recommend to onboard newcomers.
This also counterproductively diminishes the perceptual difference when they go the custodial route, strengthens coin casino apps, and heightens the "useless and wasting energy narrative". The network needs at least one modern, natively developed, easy to use self custody L1 wallet per major mobile platform.