Not as a consumer whose only need for it is to be able to send and receive zaps, which are 99% extremely small micropayments. 

 Definitely. Seems like this is priced for a business 

 You can run Alby Hub for free in different setups, nobody is forced to get the Alby Cloud subscription. We made all of these other free options.
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 Good to know. I don’t want to run a lightning node just for zaps (and risk forced closures). On a personal server or computer, it’s with a lightning node too? 

 Especially since I only have 191k Sats. 

 Hopefully, you lose it in a boating accident and keep the new stack secret 😂🤫
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