The vast majority of the world don’t operate their own website either. The goal is to make it easy to switch custodians.
Quick poll: who here believes this is the final goal? No judgement, be real nostr:nevent1qqs29u7c93dxf0vm0pyml9ray809ntfqrf020q5njfq9klfnuzmu5rgppemhxue69uhkummn9ekx7mp0qgsqddupn4l3cl65wggcyehd009g0pwuatsfudh28f90vewx68vrylqrqsqqqqqpjuwky7
Holding money on a phone/watch should simply have two variants: -Fully featured easy UX with node/lightning/mint in background (with thought-out failsafes) -limited good ux but tiny data footprint
I wouldn't say it is the goal. Complete freedom and self custody is always the goal. But I do think that this is a realistic outcome, and I don't believe it would be due to technical challenges. Most people don't want that level of responsibility that comes with that freedom. If one day it becomes clear that 250M+ are trying to use base layer Bitcoin, my perspective may change.