small amounts, I agree.
it ends up not being worth it if you self custody for a chump change hot wallet ie: LN.

Last thing I want is to get stuck for a failed transaction at a street food vendor in El Salvador or Mexico which is were im going in 2 weeks.  I use Phonix and Zeus, but will not be going on vacation without a Wallet of Satoshi instance on my device thats for sure! 

 Multiple LN and on-chain wallets for the win. Keeping a small amount (1-5%) of my stack on me at all times.  

 Likewise!   The more tools you are equipped with, the better!
Except more like 0.01% to 0.0 5% here....