@ODELL I have under your guidence got my utxo's in order (thank you) im now looking to build a stack for my kids. question. do i just add to my own and when they are old enough give them a nice fat utxo or do i stack £25 a month but risk having a too small utxo for them to be useful. im wondering if i should just 1) leave on an exchange 2) leave on custodial lightning 3) put into the etf 😬 4) just stack my own and give them some when they are 18. 

currently I pay into an junior stocks and shares isa account (have done since they were born) but would be much better if this was in bitcoin.  so hard to inow the best way to appoach this 

 > do i just add to my own and when they are old enough give them a nice fat utxo

YES. 

 Sorry just seen your reply. Need to spend more time on nostr! 
Thanks for the Yes. 
Also very please rabbit hole is still going.