As a Florida native... Cat 4 is legit. Flooding is always an issue with any hurricane, but Cat 4 catches my attention. Those are "we need to reinforce the windows and take real precautions" type winds. Cat 5 is "get the hell out".
Agreed, however, the nhc models are always pointed at land this year, the UK and EU models have been less crazy
Even the damn weather is political these days. F'ing commies.