There is something else that I observed which really doesn't get mentioned at all on here. People here seem to be too fixated on their Bitcoin obsession to consider this possibility: cash could make a comeback. There are some cafés, restaurants, and pubs etc. in the city that have signs on their windows that say things like "prefer cash", "cash preferred", or "10% off with cash!". It seems that many local businesses are growing increasingly distrustful of credit card usage. I can't blame them 🤷♂️. I also know plenty of people (myself included) who have withdrawn most of their funds. I agree. Most people can't handle anarchy. It doesn't mean it won't happen. It's happened on plenty of occasions in the past. But, I understand where you're coming from. Citizens of wealthier countries have grown too complacent and comfortable to take any initiative. And government and corporate obedience requires minimal effort. Whatever! Their choices and consequences are their own. You're right. You probably would be able to make your own private ledger. Unless they begin to implement new laws and regulations that will prohibit the usage of certain software and hardware products. They could easily do that. Again... who knows? My daughter's safe. That's really all I care about. 👍