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 Basically, I'd rather not expend any energy legitimizing the state if I can help it. 
 To this point...by playing in THIER (public) sandbox, you are already legitimizing it. 

Question becomes, and I'll address this in my reply to your other comment, where does the greater risk lay? 
 I understand that. It's not a question of I need convincing of what's best, I need to see it in action. I want to find who else is doing the same type of business (similar product & market/audience) and how they structured theirs to follow that model. 
 Why would you find “that” if it’s private?

If you are looking for structure to model, I’d attend Seth’s masterclass or watch the replay. 

I provided the link prior.

The very nature of playing in the private sandbox is that it’s hard to see it in action…people typically aren’t going around bringing attention to their private items. Furthermore, if they are a PMA the laws (rules) of their PET may prevent such disclosure…

If the webinar idea doesn’t suit you I’d recommend investing a couple of books (warning they are not cheap) but the company (Trust) that produced the books has literally been sued time and time again by the IRS and won every time with exception of a sentence here or there that was ordered to be removed from the book.


The Art of Passing the Buck, Vol I; Secrets of Wills and Trusts Revealed https://a.co/d/bIMze1K

And

The Art of Passing the Buck, Vol 2 https://a.co/d/aYQazPc