You didn't. I'm talking about buying outright and living there myself. I won't need to worry about 30 years or empty rentals that way.
If we get enough we may buy 2 and rent one to a friend that needs relief, who would be a good tenant long term.
There isn't just one way to look at it or run the numbers, however yours is a great deep dive analysis.
I don’t think there’s anything wrong with what you want to do. It just depends on the individual. I was just illustrating the potential opportunity cost. The money you put down for that house has an opportunity cost. I personally would rather rent and get the bigger return I expect from bitcoin and not have to worry about things like maintenance where I live. I also want to travel around but owning a home ties you down to one location.
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