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 could I clarify from your post: would you recommend monero as secure and privacy focused? 
 On its own I never recommend Monero because you will lose purchasing power.

I only recommend Monero as a privacy tool.

For example receive in Monero and immediately make an atomic swap, or when you are going to spend make a swap from bitcoin to Monero and spend.

But it is not economical. 
 legend! ty — very insightful 💯☺️👌 
 Can you recommend any good non-scam no-kyc Lightning <> Monero exchanges? 
 Bisq or Robosats