Your inference is RETARDED, sounds like you are saying Bitcoin is fractional reserve, it ISN'T and anyone that says it is, is willfully ignorant or stupid. 

In a fractional reserve system money is lent into existence expanding the supply.  

LN and other layer two do have some risk but they do not increase supply by a single sat.  In fact they REDUCE SUPPLY by tying up sats for liquidity.  

It sounds to me like you have been listening to shit coiners.  

If you disagree fine, I am an open minded man.  Explain to me how any BTC layered solution increases the monetary supply of BTC.  Go ahead.