Don't be an American. 😆 

 🎯 

 Kekistanian lffffgggggg 

 Not have debt. 

 The crazy thing is that many of them are boomers that literally had every chance to win and yet here they are… 

 A landscape of high time preference shapes ignorance and complacency. 

 Not true ! Go talk to your age group 

 I refuse to believe that’s true, but if it is it’s inexcusable for the majority of them. 

 Earn more than I spend. 

 PLAN B 

 Some things debt can be ok for if done properly. Consumer debt is dumb. I still have a mortgage on a house, and would be stupid to pay it off early. Student loans are a scam. My children will never be told they need to go to college to be successful, and in fact are more likely to be successful not going. I didn't like Dave Ramsey's investment ideas, but if someone wants to get out of consumer debt his plan worked for my wife and I a decade ago.  

 I'm surprised the number is so low tbh.

My plan is for Bitcoin to do what it does, and eventually absolve me of my younger self's exceptionally poor choices. 

 give me all the money in the register and put it in these bags ... 

 Debt free since 2020.