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 Miners are just extra steps with more risks to getting more bitcoin, IMO. I buy bitcoin with any taxable money. Was buying MSTR in 401k, etc. when that was the closest option. Still own it, but now also buy ETF (BITB). 
 Yeah, that's my general take as well. 

I do have old company investment accounts I rolled over and I'm liking the leverage BTC ETFs right now as they pay out monthly which is allowing me to compound some other positions. If BTC really runs, may end up making a killing from them.