Yeah, but a $10 transaction fee will stop daily transactions but it would be ok for transaction greater than $1000, which most people can afford. If fees exceed $1000 transaction would need to be greater than $100000 which would exclude most people.  

 I still don’t understand the answer to this question:

“What prevents people from having their own UTXO now? There are more bitcoin addresses than stars in the universe.“ 

 It's the number of transactions that can generate a UTXO with Bitcoin in it. There are a limited number of transactions per block. This can't increase, more demand raises the price and makes it unaffordable for some people.  

 And I collected the amount via a L2? I think I understand what you’re saying. I’ll think about it.