Maintaining the lightning channels is not though, and there's other associated coats with building these services.

I appreciate where you're coming from though (I can't afford to lose 20k sats just for the ability to zap 21 sats now and again).

I just don't know where the balance is 🫠 

 Yes. I totally understand that part. And routing fees are very low i get it. I see myself pay that if im running a whole operation and bringing in sats and that pays it self like that ill be all about it.